Our research team analyzed housing transaction data from 2024 to 2025, combined with sales insights, to measure the share of homes sold for cash across Portland’s major neighborhoods.
We calculated % of cash sales as cash transactions ÷ total home sales, then compared year-over-year changes.
To ensure accuracy, results are volume-weighted across neighborhoods. Areas with more transactions carry proportionally more influence in the citywide percentage. This approach provides both a citywide snapshot and local context, showing where investor activity, retiree migration, or affordability pressures are shaping cash transactions most heavily.
Neighborhood-Level Cash Home Sales in Portland (2025)
The table below highlights the percentage of home sales completed in cash across Portland’s key sub-markets. Alongside the numbers, we’ve added explanations to show why certain neighborhoods trend higher or lower, so readers can see both the raw metrics and the underlying drivers.
| Neighborhood | % of Cash Sales (2025) | Trend vs. 2024 | Key Insights |
|---|---|---|---|
| Downtown / Pearl District | 33% | +3% | Condo-heavy market with investor and second-home demand; cash offers help win in tighter HOA/financing environments. |
| East Portland | 26% | +2% | Lower price points broaden cash access; investors target value-add single-family homes. |
| West Hills | 35% | +4% | Luxury segment skews toward cash to speed closing and avoid financing contingencies. |
| North Portland | 24% | +1% | Balanced mix of financed and cash buyers; steady investor presence in rental corridors. |
| Outer Southeast | 23% | +3% | Rising investor activity in more affordable tracts; cash used to secure off-market and quick-close deals. |
| Citywide Takeaway | Portland’s cash-share averages around the low 30s in 2025, with luxury and condo cores lifting the citywide percentage. | ||
In 2025, Portland’s cash-share is highest in the West Hills and Downtown/Pearl sub-markets, where luxury and condo purchases favor faster, contingency-light closings. East Portland and Outer Southeast show rising investor activity at more affordable price points, while North Portland remains balanced between financed and cash buyers. For sellers, this means neighborhood context matters: cash offers tend to arrive fastest in luxury and investor-heavy areas, but the citywide probability of seeing a cash offer remains elevated across most segments.
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